İngilizce Money and Finance terimleri, anlamları, örnek cümle, eş anlamlıları ve zıt anlamlıları











cost of living

credit card






distribution of wealth









income tax





in the black

in the red









on credit












savings and loan association




tax / rent (etc) rebate


unemployment / housing / child (etc.)







Meaning: The amount of money you have in your bank account.

Example Sentence: The balance in my checking account is $300.

Synonyms: remainder, rest, residue.

Antonyms: debt, deficit.


Meaning: A financial institution licensed to receive deposits and make loans.

Example Sentence: I deposited my paycheck at the bank.

Synonyms: financial institution, lending institution.

Antonyms: (Not applicable as 'bank' is a specific entity)


Meaning: Unable to pay outstanding debts.

Example Sentence: The company went bankrupt due to poor financial management.

Synonyms: insolvent, broke.

Antonyms: solvent, wealthy.


Meaning: Something on sale at a lower price than its true value.

Example Sentence: I found a great bargain at the store today.

Synonyms: deal, steal.

Antonyms: rip-off, gouge.


Meaning: A statement of money owed for goods or services.

Example Sentence: I received a bill for my electricity usage this month.

Synonyms: invoice, statement.

Antonyms: receipt, (specific antonyms aren't really applicable here).


Meaning: To take and use (something that belongs to someone else) with the intention of returning it.

Example Sentence: Can I borrow your pen?

Synonyms: take on loan, use temporarily.

Antonyms: lend, give.


Meaning: Having no money.

Example Sentence: I can't go out tonight, I'm broke.

Synonyms: penniless, bankrupt.

Antonyms: wealthy, affluent.


Meaning: Money in coins or notes, as distinct from checks, money orders, or credit.

Example Sentence: I prefer to pay with cash rather than using my credit card.

Synonyms: currency, hard cash.

Antonyms: credit, check.

Check (American English) / Cheque (British English)

Meaning: A written order to a bank to pay a stated sum from the drawer's account.

Example Sentence: I wrote a check for the groceries.

Synonyms: draft, bill of exchange.

Antonyms: cash, coin.

Cost of Living

Meaning: The level of prices relating to a range of everyday items.

Example Sentence: The cost of living has increased significantly this year.

Synonyms: living expenses, daily expenses.

Antonyms: income, earnings (though not direct antonyms, these are financially related).

Credit Card

Meaning: A small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.

Example Sentence: I put the vacation expenses on my credit card.

Synonyms: charge card, bank card.

Antonyms: cash, debit card.


Meaning: The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.

Example Sentence: My credit score improved after I paid off my loan.

Synonyms: trust, creditworthiness.

Antonyms: debt, payment.


Meaning: Something, typically money, that is owed or due.

Example Sentence: I'm working hard to pay off my student debt.

Synonyms: liability, obligation.

Antonyms: asset, credit.


Meaning: An entry recording an amount owed, listed on the left-hand side or column of an account.

Example Sentence: The purchase was recorded as a debit in my bank account.

Synonyms: charge, deduction.

Antonyms: credit, deposit.


Meaning: A sum of money placed or kept in a bank account, usually to gain interest.

Example Sentence: I made a deposit into my savings account.

Synonyms: down payment, prepayment.

Antonyms: withdrawal, debit.


Meaning: A deduction from the usual cost of something, typically given for prompt or advance payment or to a special category of buyers.

Example Sentence: I got a 20% discount on the dress.

Synonyms: reduction, deduction.

Antonyms: surcharge, premium.

Distribution of Wealth

Meaning: The way in which wealth is spread across a population.

Example Sentence: Economists study the distribution of wealth to understand income inequality.

Synonyms: wealth distribution, income distribution.

Antonyms: wealth accumulation, wealth centralization.


Meaning: A sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits (or reserves).

Example Sentence: My stocks paid out healthy dividends this year.

Synonyms: share, payout.

Antonyms: losses, debt.


Meaning: Giving good value or service in relation to the amount of money, time, or effort spent.

Example Sentence: The new car is very economical on fuel.

Synonyms: efficient, frugal.

Antonyms: wasteful, extravagant.


Meaning: Spend less; reduce one's expenses.

Example Sentence: We need to economize to stay within our budget.

Synonyms: save, cut back.

Antonyms: waste, splurge.


Meaning: (of a price or amount charged) unreasonably high.

Example Sentence: The cost of the flight was exorbitant.

Synonyms: excessive, extortionate.

Antonyms: reasonable, affordable.


Meaning: The action of spending funds; an amount of money spent.

Example Sentence: The company's annual expenditure was over a million dollars.

Synonyms: spending, outlay.

Antonyms: income, earnings.


Meaning: Lacking restraint in spending money or using resources.

Example Sentence: It was an extravagant wedding, costing over $50,000.

Synonyms: wasteful, excessive.

Antonyms: frugal, economical.


Meaning: Sparing or economical as regards money or food.

Example Sentence: She lives a frugal lifestyle, avoiding any unnecessary expenses.

Synonyms: thrifty, economical.

Antonyms: extravagant, wasteful.


Meaning: Money received, especially on a regular basis, for work or through investments.

Example Sentence: My main source of income is from my job as an engineer.

Synonyms: earnings, pay.

Antonyms: expenses, outgoings.

Income Tax

Meaning: Tax levied by a government directly on income, especially an annual tax on personal income.

Example Sentence: I need to file my income tax returns by the end of April.

Synonyms: tax, levy.

Antonyms: tax refund, tax rebate.


Meaning: The rate at which the general level of prices for goods and services is rising, and, subsequently, purchasing power is falling.

Example Sentence: High inflation means that my savings will buy less in the future.

Synonyms: price increase, cost-push.

Antonyms: deflation, price drop.


Meaning: Receive (money, property, or a title) as an heir at the death of the previous holder.

Example Sentence: I will inherit the house from my grandparents.

Synonyms: receive, be bequeathed.

Antonyms: disinherit, bequeath.


Meaning: Unable to pay debts owed.

Example Sentence: The business became insolvent and had to close down.

Synonyms: bankrupt, in debt.

Antonyms: solvent, profitable.


Meaning: Money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.

Example Sentence: The interest rate on my savings account is 2% per annum.

Synonyms: return, yield.

Antonyms: principal, (interest itself doesn't have a direct antonym but is contrasted with the principal amount).

In the Black

Meaning: Being profitable or financially solvent.

Example Sentence: After years of losses, our company is finally in the black.

Synonyms: profitable, solvent.

Antonyms: in the red, unprofitable.

In the Red

Meaning: Operating at a loss or being in debt.

Example Sentence: The business has been in the red for the last three quarters.

Synonyms: unprofitable, insolvent.

Antonyms: in the black, profitable.


Meaning: Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property.

Example Sentence: I decided to invest in the stock market.

Synonyms: put money into, fund.

Antonyms: withdraw, divest.


Meaning: The action or process of investing money for profit.

Example Sentence: Real estate can be a good investment.

Synonyms: venture, contribution.

Antonyms: divestment, expenditure.


Meaning: A list of goods sent or services provided, with a statement of the sum due for these.

Example Sentence: I received an invoice for the repair services.

Synonyms: bill, statement.

Antonyms: receipt, credit note.


Meaning: Grant to (someone) the use of (something) on the understanding that it shall be returned.

Example Sentence: Could you lend me your book for a week?

Synonyms: loan, advance.

Antonyms: borrow, take.


Meaning: A thing that is borrowed, especially a sum of money that is expected to be paid back with interest.

Example Sentence: I took out a loan to buy a car.

Synonyms: advance, credit.

Antonyms: repayment, payback.


Meaning: The fact or process of losing something or someone.

Example Sentence: The company reported a loss of $1 million.

Synonyms: deficit, shortfall.

Antonyms: profit, gain.


Meaning: A regular gathering of people for the purchase and sale of provisions, livestock, and other goods.

Example Sentence: We went to the market to buy fresh vegetables.

Synonyms: marketplace, bazaar.

Antonyms: (Not applicable as 'market' is a specific place/concept)


Meaning: A legal agreement by which a bank or other creditor lends money at interest in exchange for taking the title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.

Example Sentence: I have a 30-year mortgage on my house.

Synonyms: loan, home loan.

Antonyms: (Specific antonyms aren't applicable, but it's related to ownership and payoff)

On Credit

Meaning: The arrangement of buying goods or services now and paying for them later.

Example Sentence: I bought the laptop on credit since I didn't have enough cash.

Synonyms: on account, on the tab.

Antonyms: prepayment, cash in advance.


Meaning: Charge (someone) too much for goods or services.

Example Sentence: I was overcharged for the meal; it was supposed to be $15, not $25.

Synonyms: overpriced, overbilled.

Antonyms: undercharge, give a discount.


Meaning: A deficit in a bank account caused by drawing more money than the account holds.

Example Sentence: I need to deposit some money to cover my overdraft.

Synonyms: deficit, shortfall.

Antonyms: surplus, credit balance.


Meaning: Too expensive; costing more than it is worth.

Example Sentence: The drinks at that bar are overpriced.

Synonyms: costly, inflated.

Antonyms: underpriced, reasonable.


Meaning: A regular payment made during a person's retirement from an investment fund to which that person or their employer has contributed during their working life.

Example Sentence: My grandfather lives comfortably on his pension.

Synonyms: retirement fund, annuity.

Antonyms: (Specific antonyms aren't applicable as 'pension' is a type of income)


Meaning: So precious that its value cannot be determined.

Example Sentence: The look on her face was absolutely priceless.

Synonyms: invaluable, invaluable.

Antonyms: worthless, valueless.


Meaning: A financial gain, especially the difference between the amount earned and the amount spent in buying, operating, or producing something.

Example Sentence: The company made a significant profit this quarter.

Synonyms: earnings, gains.

Antonyms: loss, deficit.


Meaning: A written acknowledgment that a specified article or sum of money has been received.

Example Sentence: Please keep your receipt in case you need to return the item.

Synonyms: slip, voucher.

Antonyms: invoice, bill (since these are requests for payments, not acknowledgments of payment).


Meaning: The action or fact of making something smaller or less in amount, degree, or size.

Example Sentence: There has been a reduction in the price of milk.

Synonyms: decrease, cut.

Antonyms: increase, rise.


Meaning: Pay back (money), typically to a customer who is not satisfied with goods or services bought.

Example Sentence: If the shirt doesn't fit, you can return it for a refund.

Synonyms: repayment, reimbursement.

Antonyms: charge, debit.


Meaning: A fixed regular payment, typically paid on a monthly or biweekly basis but often expressed as an annual sum, made by an employer to an employee, especially a professional or white-collar worker.

Example Sentence: Her salary as a marketing manager is $80,000 per year.

Synonyms: wage, pay.

Antonyms: debt, deduction.


Meaning: Keep and store up (something, especially money) for future use.

Example Sentence: She saves a portion of her salary every month for emergencies.

Synonyms: put aside, store.

Antonyms: spend, squander.

Savings and Loan Association

Meaning: A financial institution that primarily accepts savings deposits and makes mortgage and other loans.

Example Sentence: They got their home mortgage through a local savings and loan association.

Synonyms: thrift institution, building society (UK).

Antonyms: (Direct antonyms are not applicable due to the specificity of the term.)


Meaning: Units of ownership interest in a corporation or financial asset that provide for an equal distribution in any profits, if any are declared, in the form of dividends.

Example Sentence: He bought shares in the company five years ago.

Synonyms: stocks, equities.

Antonyms: (Specific antonyms are not applicable, as shares are a type of financial asset.)


Meaning: A written record detailing all transactions of a bank account, usually sent to the account holder every month.

Example Sentence: I checked my bank statement and noticed a fraudulent transaction.

Synonyms: account, report.

Antonyms: (Specific antonyms are not applicable due to the specificity of the term.)


Meaning: Shares of ownership in a company.

Example Sentence: She has a diversified portfolio of stocks and bonds.

Synonyms: shares, equities.

Antonyms: (Specific antonyms are not applicable, as stocks are a type of investment.)

Tax / Rent Rebate

Meaning: A return of excess amounts of income tax that a person has paid to the government during the past year; a partial refund to someone who has paid too much tax, rent, etc.

Example Sentence: He applied for a tax rebate because he overpaid his income tax.

Synonyms: refund, return.

Antonyms: charge, levy.


Meaning: Charge someone too little money.

Example Sentence: The restaurant undercharged us for our meal by $20.

Synonyms: underbill, short-change (used differently).

Antonyms: overcharge, overbill.

Unemployment / Housing / Child (etc.) Benefits

Meaning: Payments made by a government to individuals, especially those meeting certain criteria such as lack of employment, need for housing, or having dependents.

Example Sentence: After losing her job, she applied for unemployment benefits.

Synonyms: welfare, assistance.

Antonyms: (Specific antonyms are not applicable due to the nature of the benefits.)


Meaning: Government-provided support for those unable to support themselves.

Example Sentence: The welfare system aims to provide a safety net for the needy.

Synonyms: assistance, social security.

Antonyms: self-sufficiency, independence.


Meaning: A fixed regular payment earned for work or services, typically paid on a daily or weekly basis.

Example Sentence: Workers are demanding higher wages.

Synonyms: pay, earnings.

Antonyms: unemployment, joblessness.


Meaning: Having a great deal of money, resources, or assets; rich.

Example Sentence: He became wealthy through investing in real estate.

Synonyms: rich, affluent.

Antonyms: poor, impoverished.


Meaning: Take (money) out of an account.

Example Sentence: She went to the ATM to withdraw $200.

Synonyms: take out, remove.

Antonyms: deposit, put in.


Meaning: Having no real value or use.

Example Sentence: This old car is practically worthless now.

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